Frequently Asked Questions

How does Cash App Afterpay work?

Wayfair has partnered with Cash App Afterpay, a service that allows you to make a purchase now and pay for them overtime. To use Cash App Afterpay, you’ll need to select the Cash App Afterpay payment method in Checkout and complete the requested information. With Cash App Afterpay you can choose Pay in 4 or Installments. Pay in 4 allows you to make four payments every two weeks. All payments are interest-free6 and there are no additional costs as long as you pay on time. Monthly Installments allows you to split your bigger purchases over 6 or 12 payments.

Am I eligible for Cash App Afterpay?

To use Cash App Afterpay, you must be at least 18 years old. Eligibility is subject to your financial circumstances. But don’t worry – applying won’t affect your credit rating.

Will placing an order with Cash App Afterpay affect my credit rating?

Using Cash App Afterpay won’t affect your credit rating.

Can I pay before the due date?

You sure can! If you want to pay the outstanding balance of your Cash App Afterpay purchase, simply log in to your Cash App Afterpay account, go to the “Payments” section, and you will see the option to pay off the full order amount. You can also use the Cash App Afterpay app to manage repayments and purchases.

What do I need to provide when I make a purchase?

You’ll need to provide the following: 1) Your mobile number, 2) your email address, and 3) a valid debit/credit card. Cash App Afterpay will send all correspondence via email, but they’ll need your phone number in case they need to reach you immediately. Please make sure that you provide accurate information so you receive your payment schedule and any updated order information.

What happens to my payments if I return my purchase?

Start the return process as usual through Wayfair. Once Wayfair confirms that it has received your return, Cash App Afterpay will take it from there and adjust your payments as needed. After Wayfair has processed your return, Cash App Afterpay will issue a refund and update your statement. If you made a full return, Cash App Afterpay will refund any collected payments and cancel future scheduled payments. If you made a partial return, Cash App Afterpay will send you an updated statement with an adjusted payment schedule.

Have Additional Questions?

Please visit Cash App Afterpay’s website to learn more.

Financing Details

6Pay-in-4 Details: You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Late fees may apply. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout. For complete terms see Afterpay terms. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.

6Monthly Installments Details: You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 6.99% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. Click here for complete terms.