buy now, pay over time
SPECIAL OFFER
As low as 0% APR for up to 36 months
Limited-time offer available through 11/18/2026
Special Offer Details
‡For a limited time, 0% APR for 36 month plan is available on $2000+ purchases from October 13th 3:00 AM EST to November 19th 3:00 AM EST. For example, a purchase of $2000 would cost $55.56/mo at 0% APR over 36 months. Subject to eligibility. See footer for details.
Shopping with Affirm is Easy
See if you Qualify!
Find out your eligibility in an instant with no impact to your credit.
‡
as low as 0% APR{SUPERSCRIPT_‡} available up to 36 months with Affirm
On select mattresses. Valid through October 26, 2026.
Why Use Affirm?
the keys to a kitchen refresh.
Frequently Asked Questions
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit?
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.
You can find more information on Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
Financing Details
‡Rates from 0-36% APR. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. Affirm, Inc., NMLS 1883087. Affirm Loan Services, LLC, NMLS 1479506.